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And prepare to be pleasantly surprised, on a kit car, how little seems to actually make a difference to the premium. (Unless it add vastly to the insured value, if you have one).

Just to close this one out - that only applies to cars where the body is made of a material different to standard manufacturer supply. Westfields as with all other kit cars will be insured under their kit car scheme where fibreglass body panels are standard and of original manufacture. So no need to worry unless you've swapped your body panels to steel or CF and not told whoever your insurance company is. Pro-Tip: ALWAYS be 100% accurate and truthful about your car when getting insurance, and call them if you change anything that alters the car in a way which might affect their costs in the event of a claim, i.e. TELL THEM EVERYTHING and you won't have a nightmare later.

There will be a lot of reasons why there was no employed staff available, however cuts were probably not the reasons as the NHS has never kept spare staff just in case. Even though the guy lived in Sweden, it is cheaper to employ him on an ad hoc basis rather than employ a full time person with not enough work to cover his expense. Remember there is a huge on cost for NHS staff with pension and holidays etc. All clinical costs are shown as that not fudged. As for the example you mentioned with your wife. As a kid teachers were off ill and other teachers covered the class, if it was an odd day. I recall two classes being put together with around 45 kids, but with a teacher who could control them. If the absence was longer they would call in a locum teacher. We need to be realistic, things have changed. When our daughter was born 27 years ago, my wife was in hospital for 5 days, a small maternity only place. Next door neighbours daughter had her baby yesterday at lunch time and was home by 7,00pm, so you no longer need so many maternity beds or staff. To me that is a good thing. To my mind I have no problem paying tax and from my statement the government sent me 31% of everything I earned in the last tax year went on tax an NI, yes it could be lower, but I will pay that so long as I can see it is not wasted and goes to help those who need it, not those who chose to cheat the system, knock out kids and demand everything whilst putting nothing back

Easy to have them powder coated or painted. Aluminium doesn't come in black on its own

Wow, didn't hang around long!

If it drops for longer then I think they would consider raising the tax on fuel, after the election of course. What I want to know is why my tax for the fuel that goes in the company car has not dropped. It is taxed as a rate that is set dependant upon the fuel cost, this has dropped but my tax is not going to change. The answer to our financial woes is simple, but politically hard. We stop wasting money. If every government department head was told he could keep 10% of all savings made, so long as performance is not affected, you would see an end to the waste inside two years. A friend was told to go and spend money in a council, as they would get a cut otherwise. He was going around trying to get people to have new IT just to use it up, before the year end. If they really wanted to cut the deficit, easiest is to put a penny on income tax and cut the overseas budget by half for a few years, people would accept that. The other thing is to sack anyone who works in the public sector who has any title that involves diversity, or Eco, or Green or my favourite that was an NHS position, cycling to work coordinator!