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Insurers do take these seriously, but I can only really speak for the one I work with. I advise my colleagues on cases such as these every day, and sometmes its just down to not enough evidence to be successful at trial or we may have a poor witness in the insured which will hamper a defence, however if after investigations we have a good robust case, we will always let it run to litigation. Its the only way to get the word out to the claimant solicitors who bring these claims that insurers are not an easy target and we are serious about taking these cases on I also note that on this thread the Asian community has been getting a bit of a bad press and as above this is not the place to demonise them. The only thing I am saying on his subject is there are a lot of cases involving Asians, however we are seeing claims from all walks of life, Eastern Europeans, Africans, Irish and even our own home grown white caucasian population, so lets not get too hung up on a particular comminity. The locales I mentioned as hotsots have a diverse population of all of the races mentioned.

dont encourage him

Looking for the above. Probably a 3.89 as 3.77's seem rare and I reckon I could do with lower gearing anyhow :-) Needs to come from a good working car - i;.e no adjustment setup needed. Backlash and bearing spacing already done. Thanks! Roger UPDATE: Grabbed a 3.89 off ebay p.s. Thanks for the offer Geoff.

I had a cheeky day off work so had loads of time to myself. Must admit it dosnt take much for the mrs to want to see the back of me I find that staring at her and copying her every movement and sound usually does the trick.