Insurance companies for Westfields...

[Deanspoors]

I spoke to A Plan today regarding getting my car insured. For; 2,000miles PA, 26YO, Garaged overnight, New build Megabusa was £305 Fully Comp, which I found quite attractive, but I would still like to phone around elsewhere to see what the competition is like, so what companies are everyone else with? Thought this would probably be useful for other Newbies too. 

 

Dean

 

LIST SO FAR:

 

A-Plan

01635 874646

(Speak to Clare regarding WSCC discount)

https://www.aplan.co.uk/motoring/car-insurance

 

 

LV

0800 023 2638

http://www.lv.com

 

 

Frank Pickles

01943 850999

http://www.frankpickles.co.uk/kit-car-insurance.asp

 

 

Footman James

0843 357 1978

http://www.footmanjames.co.uk/replica-kit-car-insurance

 

 

REIS

0115 985 0165 - sports car dept (May need previous experience of RWD cars)

http://www.reis.co.uk

 

 

Competition Car Insurance

0844 892 1966

http://www.competition-car-insurance.co.uk

 

 

MSM

01279 870535

http://www.msminsura...cialistcars.asp

[XTR2Turbo]

Aplan

Frank Pickles

Footman

 

Seem to be the main ones

[M444TTB]

They are all brokers. I was insured with LV this year via A Plan and last year via Frank Pickles (who no longer use LV for some reason).

[DAN_B]

Adrian Flux was best for me other than A Plan which I didnt know about at the time! But from seeing everyone else's previous posts, A Plan seems the best for WSCC!

Regards, Dan.

[Rhett Turner - Black Country AO]

When I was first looking I found a couple more

 

REIS 

0115 985 0165 - sports car dept

 

From memory they would not cover you unless you had experience of driving high performance rear wheel drive cars if the engine was over 1.8

 

Competition Car Ins.

0844 892 1966

They covered you for Track days also (up to 5 organised by ATDO inc 2 European on FIA approved Track)

[peterg]

MSM, they don't get mentioned on here for some reason but C*terham owners use and highly recommend them...

 

http://www.msminsurance.co.uk/kitandspecialistcars.asp

[Norman Verona]

I've recommended MSM before. Dave and his team are very helpful and go all the way to sort problems. I was with them for a few years after Adrian Flux really pee'd me off. When my car reached it's 15th birthday the recovery service included in the policy ran out. They searched round and found an RAC policy that was the same cover for not much more. They took out a policy for me and I sent them the cheque.

 

I broke down with broken clutch plates in the middle of France. I rang the RAC and they said there was no policy in existence in my name. I rang MSM who said they'd ring me back. They rang back every half hour with updates. They kept on it until it was established the policy had been processed by a rep who still had the paperwork on him. As soon as the RAC realised it was their mistake they rang me and apologised and the breakdown lorry turned up 15 minutes later.

 

It's not just the price that matters, it's the service as well. 

[blue ass fly]

Frank pickles

£93 a year fully comp on a parts only policy

If it gets damaged they pay for new parts and i fit them

[Wile E. Coyote]

When I was first looking I found a couple more

 

REIS 

0115 985 0165 - sports car dept

 

From memory they would not cover you unless you had experience of driving high performance rear wheel drive cars if the engine was over 1.8

 

They went further than that.  You had to have owned the cars in question.  Semantics perhaps, but important if you're looking at buying a Westie after a period of hiring / sharing a car in some way.

 

Frank Pickles also wanted similar.

 

It's worth noting that bike-engined cars are usually significantly more expensive to insure than car engined variants, irrespective of relative power.

[Dave Eastwood (Gadgetman) - Club Chairman]

Yes, most insurance companies that handle kits now know exactly what you mean when you say "it's only a one litre/1100/1300" etc

[M444TTB]

Now I've insured my Westfield twice the message seems consistent: They don't really care what's on the car unless there is forced induction and/or a bike engine. A roll cage too perhaps. Otherwise it's all about the value. BECs do seem to be more expensive than their (admittedly strong) performance warrants though.

[WestieM]

Looked at the market including 2gether and TRYoungs but stayed with A-Plan. £158.86 including full UK breakdown cover. TRYoungs were next closest. HTH Martyn

[Fordboi]

+1 for A Plan. 120 for 25yo with no NCB 2000 miles a year 1700 XFlow

[dhutch]

So, renewal from 2gether; £220.19 insurance £47.50 breakdown. £267.69 total.

 - Ring them, make a few minor changes, nothing at all changes but don't renew and say I will check elsewhere first.

 

New quote from A-plan; £150.07 for the insurance and £39.95 for the breakdown. £190.05 total.

 - Same cover/details given above.

 

Ring back 2gether to challenge it, put on hold... They cant reduce the breakdown but miraculously the insurance drops by £83 bring the new total to £`84.50 and hence £5 less than A-plan.

 

 

That for a 1900cvh engined narrowbody, 3k miles, £6k value, social&commuting, £100 excess, 'kept on drive' aged 27 three points remaining within the last 5 years.

 

 

 

Worked, as I stopped with 2gether, but why the hell do they play these games.

Only company I know of who doesn't is Chaucer Direct who I have used for the tintop many times.

 

 

Daniel

[CrisisWolf]

Similar but less extreme example, A-Plan renewal £220. Adrian Flux offered £170 with everything all in (legals etc) A-Plan then offered £175 but was too late, if it was £175 in the first place I would have auto-renewed.

 

28, garaged, with some 'bad things' on the licence.