Bananaman Posted August 24, 2009 Posted August 24, 2009 Just Rang the Building Society to arrange a mortgage payment holiday (rang a couple of months ago and they said that i could not apply till Aug) Last time i spoke to them it was ok for 100% holiday for 12 months..... Guess what the f*****s have moved the goal posts now they will generously let me have 3 months holiday at a reduction of 25% (that’s not paying 25% of the total, no thats a reduction of 25% so paying 75% for a whole 12 months!!!). Am i wrong or did we not all bail out the bank/building societies about 12 months ago to help the economy f**king t**t faced b*****ds... Quote
James Posted August 24, 2009 Posted August 24, 2009 PLEASE dont get me started on this they are ALL nothing more than robbing barstards! Quote
oldman Posted August 24, 2009 Posted August 24, 2009 Aye the bunch of BANKERS and I beat the swear filter Quote
Major Stare Posted August 24, 2009 Posted August 24, 2009 Isnt that a change to your agreed & signed contract with them? Did they give you notice and in writting about the change to your mortgage contract? Quote
Jackv4 Posted August 24, 2009 Posted August 24, 2009 fookers,sorry to here that mate,maybe worth speaking to somone that knows a little about this sort of things as theres probably somthing that can be sorted that they sure wont tell you about, this is what happened to me got my mortgage with northern rock(flexable)and when i tock it out i was told that i could make overpayments of however much i wanted and when ever i wanted and could get the overpayments back at any time, when things started going down hill with them i was a little concerned so rang to get the overpayments back into my bank account so my money was a little more secure and if need be it was there for me and guess what i got bombarded with a thousand questions which made me a little nervous and things got a little heated so i contacted the finaincal adviser that got me the mortgage to gen me up on things before i phoned them back,thank fook the moneys back in my bank but it could have going so wrong if i never said the correct things i only paid it in in the first place to save myself the 5% interest they are charging on the mortgage because the bank was only paying me 0.5% interest and thicko me went and told them this when i called the first time im back only getting 0.5% interest but at least ive access to it when required all i can say is beware as theres so much in the small print that i would rather not no about all sorted now and once again johny Quote
stephenh Posted August 25, 2009 Posted August 25, 2009 What about the savers? look at the rate of interest they are getting on their hard earned savings! It's so low its an insult. Quote
peterg Posted August 25, 2009 Posted August 25, 2009 QUOTE What about the savers? sod 'em, they should go out and spend it all on essentials like Westfields to help drag up out of this recession Quote
Guest Posted August 25, 2009 Posted August 25, 2009 What about the savers? sod 'em, they should go out and spend it all on essentials like Westfields to help drag up out of this recession I'm with you Pete - what the hell are savings anyway - looked it up in dictionary and still don't understand Quote
Bananaman Posted August 25, 2009 Author Posted August 25, 2009 What about the savers? sod 'em, they should go out and spend it all on essentials like Westfields to help drag up out of this recession I'm with you Pete - what the hell are savings anyway - looked it up in dictionary and still don't understand I think there the opposite of upgrades ... Quote
peterg Posted August 25, 2009 Posted August 25, 2009 I had savings once... then I got married actually, last time I had savings they were in a piggy bank Quote
cliveboy8 Posted August 25, 2009 Posted August 25, 2009 What about the savers? sod 'em, they should go out and spend it all on essentials like Westfields to help drag up out of this recession I'm with you Pete - what the hell are savings anyway - looked it up in dictionary and still don't understand Savings are what you live on when you give up work after 35 years. Any left you pass on to your kids when you die. After reading some of the comments I feel like saying, "people with mortgages - sod them!" Quote
stephenh Posted August 25, 2009 Posted August 25, 2009 What about the savers? sod 'em, they should go out and spend it all on essentials like Westfields to help drag up out of this recession I'm with you Pete - what the hell are savings anyway - looked it up in dictionary and still don't understand Savings are what you live on when you give up work after 35 years. Any left you pass on to your kids when you die. After reading some of the comments I feel like saying, "people with mortgages - sod them!" I'm with you Cliveboy, theaving wottsits, take your hard earned, then dont want to pay it back, and think you've no right to interest when they've gone and spent it on Stella and upgrades Quote
Paul Hurdsfield - Joint Manchester AO Posted August 25, 2009 Posted August 25, 2009 I'm with them two above as well, I need at least 10% interest on my savings so I can retire next year, so lets make the ******' borrowers pay Quote
Norman Verona Posted August 25, 2009 Posted August 25, 2009 I agree with everyome. I've referred the bank we nearly own all of to the ombudsman. I've accused them of theft. Well if you request an account closed and the balance transferred to another bank account and the first account is reduced to zero but no transfer takes place, what would you call it. I used their own complaints procedure twice and didn't get any responses. Problem is that with interest at 0.5% (if you're lucky) they may as well ignore it untill forced to pay it back. The interest will amount to three and sixpence halfpenny (about 17p), The ombudsman should make them pay 15% on these caes then these cases wouldn't occur. But, there you go, we put up with it (although I'm not sure what we'd do if didn't want to put up with it) Quote
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