Little bump to Westy

[Man On The Clapham Omnibus]

Something else occurred to me Kerry. I had a total loss on a Westfield in 2003 - not me driving, but a named driver on my policy - and the insurers paid up the purchase price with no problem at all. The cover continued for the remainder of the policy duration with no cost to me bar the excess.

But, very big but; come renewal time they ran for cover and declined to renew my policy at any price. I had to hunt around for a new policy with another insurer and the premium more than doubled.  

[KerryS]

The thought had occured to me, Clive  

[Major Stare]

Kerry,

Rob Navin uses someone in Chesterfield, they did Tommo's old car and it looked very good

[timd]

The thought had occured to me, Clive  

Just DIY.

It'll cost at most £30 in materials, and a bunch of elbow grease. If you can build a kit car you can fix GRP, its not difficult.

Failing that I'd be surprised if it cost much more than your excess and inevitable premium increase to pay someone else to do it. I'd certainly not get insurance involved over a few gel cracks...

[brianm]

I'd 2nd most of the advice given here so far re repair rather than replace, but regarding ins premiums etc, the damage is already done. The insurers are aware of the incident  already, and will load/treat your renewal in their normal way whether you claim or not Sorry,

[KerryS]

Update - had a cash offer from FJ that implies they keep the car for about a tenth of what it's worth. Can't be right, hope it's my interpretation of a standard letter format.

My plan was to repair myself with a new tub.

[Major Stare]

That cant be right Kerry        

You may as well get it repaired yourself  

[MAT1800]

Hi Kerry  

Just read through....  

At least you only hit a freezer Kerry    

I have so far managed to reverse into my house, straight after SVA    and my tintop a few weeks later      

Nothing major just a few scratches..  

I second your opinion of the tub fitting being the not so exciting part of the build   , I'm sure it would be easier the second time around... but not exactly fun!  

That letter from the insurance company doesn't seem to make much sense from what you have said ? ?

Let us know what happens.  

[KerryS]

Right! Clarified this with FJ, they are offering me a cash settlement for me to undertake the repair myself and I retain full title to the car's ownership.

So I need to order a body-tub from the factory for autumn collection

Thanks for everyones interest/support/pi** taking.

[MAT1800]

Sooooo......

Are you going for the new shape ? ?  

[KerryS]

No, I'll stick with the "old" one.

[KerryS]

Just to update this old thread, insurance renewal has come through today from FJ with a 89% increase.

Not unexpected!!

[pistonbroke]

Change your insurer  

And while your about it stick a block of wood on the garage floor where your front wheels go , to stop you doing the same again  

[KerryS]

I did wonder about that but from experience with other non-car insurance, once they know you have had a claim premium goes up.

Anyway, car now lives on a trailer in teh garage and teh tintop is outside, after all if a Swedish Volvo can't survive Brit weather, there's no hope............

[Man On The Clapham Omnibus]

Sorry to hear about the rise, Kerry. But as you said, not a real surprise.