Toby Mack Posted October 14, 2005 Posted October 14, 2005 I am pleased to see the results so widely spread. It goes to prove that money isn't necessary to have fun! I'd also warn against assuming that someone in the higher bracketscan afford to throw money at a car. As to spending money to reduce risk, that is a slighty alien concept for me, I spent a considerable (in my terms) amount of money with the aim of increasing risk. ie I bought a westfield rather than a tin-top! Yes, I am happy to make risk choices (I got a westfield, not a superbike) but that doesn't mean I think lower risk is always better. There have been a number of studies that showed that everyone has a risk level they feel is acceptable. If you put them in an environment that has more risk they get stressed and try to change it. If you put them in an envoronment with less risk they also get stressed and do things to try and increase the perceived risk! And everyones risk level is different so there is no point is trying to make everyone the same.....
Robandcolin Posted October 14, 2005 Posted October 14, 2005 I was aiming that at the people who do throw money at their cars assuming everyone else can. I understand people have other comitments like mortgages kids etc. and probably have less disposable income than the lower bracket people with less commitments. I guess that the lesson to be learned is don't assume people are in the same position as you are. I'm off to fleece the old man for some more cash. Rob
Boxerman33 Posted October 14, 2005 Posted October 14, 2005 Surely it should be how much has everyone got left after the chancellor has taken his sizeable chunk And that's before the rest of the bills
oioi Posted October 14, 2005 Posted October 14, 2005 I'm off to fleece the old man for some more cash. can i come after recent discussions i feel like i cannot drive my car again until ive bought a proper helmet and cage. i would ask my own father but he says fsck of you stupid tw@t just drive it and stop being such a wuss.
peterg Posted October 14, 2005 Posted October 14, 2005 Hmm, tricky one for me...3 years ago I'd be clicking the bottom one, then redundancy and various other things happened and I'd be glad to be able to click the top one but right now I earn nothing and I'm not signing on so before anyone comments, I'm not costing you lot anything either anyone got a job near Gloucester?
Martin Keene Posted October 14, 2005 Author Posted October 14, 2005 I didn't intend to ruin anyones fun Martin, I think I know why you did this poll, I was just trying to make a suggestion, that it isn't a question of what disposable money people have, as I presume we all have some, it's more a case of what risk people feel there is. If you asked someone, would you give me £250 rather than have your head crushed, I'm sure they would all say yes, but spend £800 on a full cage, or buy food for the month, or a new watch... whatever your income level, you way up the risks more than the costs. I'll stop posting on this thread if it's a pain for others, that's not my intention, I just wanted to add my views on this. Mat Agreed, it probably isn't the best way to judge it. It is also down to perceived risk. However, I suspect there are people on here that sometimes forget we don't all have a bottom less pit of money. That last comment is *not* aimed at anybody special. It's just an observation I have picked up, in my time on the boardroom. Please feel free to continue the discussion. I just feared, incorrectly, you were going to get on a soap box...
Paul Hurdsfield - Joint Manchester AO Posted October 14, 2005 Posted October 14, 2005 All I can say is that there are a lot of lucky youngish people around today I waited til my mortgage was finished and the kids grown up before I commited to my Westy, I didnt get any windfalls, my Dad never owned a car/house, in fact when he died all I got was a bill for the funeral cos he wasnt even insured Not looking for sympathy here, just noting that different generations have different values, and theres nout wrong with that, but f*ck I wish I'd bought mine years earlier
Mike dB Posted October 14, 2005 Posted October 14, 2005 I'm off to fleece the old man for some more cash. I might be just about to do the same thing!
Martin Keene Posted October 14, 2005 Author Posted October 14, 2005 oops, submitted a null vote That's your choice. I said at the start please don't vote if you don't want to. I appreciate a lot of people won't want to vote. It's just a broadbrush exercise.
Toby Mack Posted October 14, 2005 Posted October 14, 2005 All I can is that there are a lot of lucky youngish people around today agreed but then I think that was always the case but you didn't talk to them then On the other hand there have always been people who manage to do a hell of a lot without much money. I was at a talk last night by a guy who has been in motorsports for 40 years. In that time he has owned loads of interesting cars, all of which he has competed in (mostly rallies) and done over 600 events with reasonable success (including in international rallies). I don't know what he earns but I reckon probably in the bottom half of this survey. Oh, and he does have a house (so presumably used to have a mortgage) and a family. It is about attitude, not money.......
Liam Posted October 14, 2005 Posted October 14, 2005 Can.............worms I voted and it told me I had already voted.............cue music to X files
leighc Posted October 14, 2005 Posted October 14, 2005 All I can is that there are a lot of lucky youngish people around today I hope I fall into that category. I bought mine a couple of months after turning 20. I dont earn a fantastic amount of money as I've only really started my working career in the last 2 yrs, and due to expensive insurance etc it can be a struggle. But yes, I dont regret buying it at all, I absolutely love my car and think that it has opened my circle of friends to people I wouldn't normally have mixed with (Yes Barney, you are old ) The only problem i forsee is that I want to start competing, but if I had an off, it would put my car in the garage for a hell of a long time cause I wouldnt be able to afford big repairs..
Bean Posted October 14, 2005 Posted October 14, 2005 oops, submitted a null vote That's your choice. I said at the start please don't vote if you don't want to. I appreciate a lot of people won't want to vote. It's just a broadbrush exercise. No, I meant I was going to vote but hit the wrong button
michaelcoombs Posted October 14, 2005 Posted October 14, 2005 All I can is that there are a lot of lucky youngish people around today I think i fall in to this category... though I’m not sure how lucky I am….I bought my westy when i was 23 with my uni student loan and the proceeds of selling my TV... (I still don’t have a TV 4 years later) then I decided to live on macaroni cheese and cheap wine for three years to pay for rebuild.... I’m still in the bottom pay bracket and funding an MA… admittedly I don’t have a family to look after but I think those of us people who own westfields who fall in to the bottom earnings group are far more dedicated to the cause and therefore are better people that those who earn more. as Toby Mack says its about attitude...
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