Overseas Money Transfer Advice Needed

[Norman Verona]

I don't perceive any risk with my FX. I transfer the funds into their Barclay's account and it's on it's way in Euros, via Barclay Paris in a matter of a few minutes.

 

I get the interbank spot rate at the time of the deal (which is online) less 0.007€. 

[Wile E. Coyote]

It's a personal thing I guess, but I've never found the rates (when using a USD account) sufficiently egregious to take the risk of the funds not going forward.

 

For an inbound transaction from overseas - where the transfer won't arrive instantaneously into the bank account for processing - the risk is greater due to the extra time the money is outside your control (whilst a SWIFT recall request can be made, it can be rejected) an the Cap'n said he wanted zero risk.

[Norman Verona]

he'll do his research today and make a good decision, I'm sure.

[Wile E. Coyote]

Indeed! 

[Captain Colonial]

Things are progressing but I'm not ready to move yet.  However, I had a rather enjoyable lunch hour screwing banks each each other on rates until I got within about £20 overall of using a specialist broker - quite fun.  Your input is much appreciated, will keep you all up to date. . Thanks!