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grrr b****y car insurance...


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Posted

sorry guys but im on my soap box and having a rant.

last year it was £240.... this year its gone up to £360 so ok a bit miffed but not too bad.....

so then now i have to take swmbo off it as we are breaking up and it goes up again to £500

so miraculaously overnight i have become a huge liability... a dangerous sinlge male driver .... :bangshead:  :bangshead: it beggers belief.

so then i find out that swmbo's insurance has only gone up by 100 or so... she has points, an accident and less no claims. i have no points not accidents full NC :bangshead:

WHAT a con its another case of  :arse: grit your teeth and think of england. you can see why people lie or just put random people on the insurance. the irony was she only drove my car every now and then anyway as she didnt like it maybe once or twice a month. if she was driving we used hers!

ok thanks rant over.

Posted

i was told when I came to renew that all the under righters are owned by the banks... and this is one way thay are clawing there money back they lost.

only what I heard...

I had to shop around alot this time to bring it own from £840... year before it was £300... paying £450 with NFU with the misses on it too...

Posted
Welcome to rip off briton! have you thought about adding a relative or leave SWMBO on the insurance. It doesn't mean that she still can drive the car.
Posted

I add my 63 year old mother to my tin-top car insurance even though she has a manual license, just refuses to drive a manual, she goes nowhere near the tin top but yet it saves me a 100 quid a year for some bizarre reason.

The way things are going, I'll probably end up adding her to the Westy as well! She'll be lucky to get in it, let alone get out :-)

Posted

I this for your tintop??  If for your westfield try Frank Pickles.  I'm paying about £140 ... with business use too.

Rory's Dad

Posted

Welcome to rip off briton! have you thought about adding a relative or leave SWMBO on the insurance. It doesn't mean that she still can drive the car.

i tried with my mum but it just made it more expensive  :bangshead:

wrt to leaving her on it i would only worry that if i had an accident i would be up the prevbial creek without a paddle. ive tried everywhere. and still no joy.

its no wonder people just dont bother with it anymore.

edt: oh and get this.. if i add a voulantary excess onto the policy instead of having zero it goes up also  :bangshead:  :bangshead: its a joke....

i really shouldnt be doing this wilst trying to pipette into a 384 well plate im just getting bubbles all over the place  :bangshead:  grrr

Posted
I add my 63 year old mother to my tin-top car insurance even though she has a manual license, just refuses to drive a manual, she goes nowhere near the tin top but yet it saves me a 100 quid a year for some bizarre reason.

The way things are going, I'll probably end up adding her to the Westy as well! She'll be lucky to get in it, let alone get out :-)

Seconded - works for me too :)

Other option is buy a car over 15years old and put it on a classic car policy without "no claims bonus" system. They also usually come with free European breakdown cover which also saves another £70 or so.

Posted
or put her on it and don't crash! :-)
Posted

I am amazed how much difference post codes make.

My Ultima is £100 more to insure at my house than if I store in my warehouse in Kent. It was £125 cheaper than my house to store in a garage just the other side of Hemel 15 miles away.

Must be because I live within about 10 miles of that terrorist breeding ground otherwise known as Luton.

Posted

QUOTE
Must be because I live within about 10 miles of that terrorist breeding ground otherwise known as Luton.

Oi who you calling a terrorist :p

lewis

Posted
Must be because I live within about 10 miles of that terrorist breeding ground otherwise known as Luton.

Oi who you calling a terrorist :p

lewis

Sorry

I didn't realise you were still breeding   :D

Posted

Dom, I really sympathise with you at the moment, it seems nothing is going your way. Please hang on in there, life will get better.

As for insurance, yes, there are numerous stories about at the moment about major increases to premiums and your story about taking your wife off the policy is a joke.

The same happened to me last year, I lost my partner to cancer, and when I took her name off it too went up, so I left her name on.

I would suggest either leaving her name on the policy or adding someone else to reduce the premium. Oh, and when you get shafted by an insurance company it is always a good idea to smear a bit of vasoline on first.

Posted

Tell em to sod off , find somewhere  cheaper , ther's loads out there

:t-up:

Posted
My Westy is £140 with Sureterm, Golf £333 Business Ins with Direct Line and the Defender £240 with Sureterm, all fully comp me and SWMBO to drive
Posted

As annoying as the adverts are it's worth using confused.com etc. Just put a nonsense phone number in, and correct it if you decide to take one of the quotes. It saves you getting phone calls from money grabbing parasites.

My insurance went up 130 quid but going elsewhere via confused it only went up 30.

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