Second car insurance

[Nick PC]

Thinking of buying a second car for my partner, just checking out insurance costs. Phoned AA who insure her current car and they have said that no claims discount would not apply to second car and that you have to start again. Anyone got any experience of this?

[nik9669]

True as far as it goes, but you may get an "introductory" discount if there's accident-free company or other car driving history. I've also just had a "price match" quote from A-Plan ( I don't work for them ) getting a discount on my new second car. Not sure exactly how they did it, but saved me £300ish!

[Hilts]

Nick

Strictly speaking that's true but a lot of companies offer a second car discount if you insure both cars with them. Some will also allow introductory discount. Try a decent broker or comparison website for best quote.

[Nick PC]

Thanks chaps will have to try options to get reasonable quote, should get her a Westie as they are so cheap to insure

[Blatman]

Admiral multi-car policy has to be worth a look too, I would have thought...

[nik9669]

Use the Westie No Claims Bonus on the new policy. Discount off the higher-price policy .

[carpetstu]

I recently changed to Liverpool Victoria on both tin tops. They offered mirrored no claims and where the cheapest around.

[perksy]

I recently changed to Liverpool Victoria on both tin tops.

Do they cover Big German pimped -up Autobahn cruisers with Neons then Mate              

[carpetstu]

I recently changed to Liverpool Victoria on both tin tops.

Do they cover Big German pimped -up Autobahn cruisers with Neons then Mate              

Oh yes !        

[Hammy]

Was with the AA last year , swapped to the red phone peeps, cheaper. The starting again with no claims is not unusual - check out  multicar policies, not sure if you can carry the no claims across if you subsequently change providers, similar to protected no claims policies...

As has been said can often get a discount when starting with a second car, try limiting mileage, and using for leasure(?) only -no commuting to from/work. Also might be cheaper in Mrs name with you are a named driver.