Car insurance for young drivers

[Georgie]

I hate to think what i have paid for car insurance in my 3 years of driving.

I did my pass plus to get an extra 10% off but still on a mk3 L reg  diesel golf was paying just under a grand.

My biggest issue is i didnt drive till i was 21 so for cars i wanted insurance was a nightmare. I had a Porsche 924 for just under a year and the insurance on that was £1500

At one point my insurance was well over 2K a year.

When i was loking at westies and caternails about a year ago the insuranc.e on them was 1500+ and this was with specialist insurers.. not sure whats happened but the difference between 23 and 24 has meant its dropped on my westie now to £321... thats said i played several companies off another to get it down from £550.

The GTI however come renewal i will be looking else where as Tescos are no longer competitive on it. £600 a year for a car that if i knocked it i'd just scrap it.

I can only presume the reason why they are wanting more is because as a provisional driver you have to have some one with you or are under instruction and will be very limited driving while as a full licence holder  you are free to drive to scotland if you wanted. Surprised its that high on such a small car though. I am sure they charge what they do because they can as its a well known fact that new drivers pay stupid fees.

Personally i have insurance for legal reasons..  as anything that goes wrong on any of my cars will be fixed by me or more likely.. harvey!

[Fat Albert]

I still find it entirely inexplicable why the Freedom of Information Act does not apply to motor insurance statistics

For example, everyone with eyes and the ability to read knows that small Peugeots & Citroens are the same car from the centre of the wheels downwards, same, chassis, same engine, same gearbox, same suspension, etc. The only thing that's different is the clothes they're dressed in.

Why then, model for model, does every Peugeot have a significantly lower insurance group than it's equivalent Citroen?

Insurance companies should be forced by law to publish their actuarial data in order that we, their customers, can justify their ludicrous pricing models