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£1100 for insurance you must be mad!


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Posted

so, been looking for quotes for me to drive the Westy. MSM want £1100 on my Dads policy, limited to 3000 miles a year. What a jip!

And, FJ wont let me have above 1600cc. Thats nice, i cant drive a 108 bhp Pinto'd SE, but i can drive a 140bhp Megabusa. what the devil?!

Its daft, I currently drive a more expensive, bigger engined, more powered RWD swing spring car which will make a huge mess out of any euro box. But i cant drive the ickle Westy!

Who thinks this crap up?!

Posted

.....and *relax*

You can feel the lurve in this post

:p

Posted

so, been looking for quotes for me to drive the Westy. MSM want £1100 on my Dads policy, limited to 3000 miles a year. What a jip!

And, FJ wont let me have above 1600cc.

Bit of perspective required... at least MSM were willing to quote you on a 2 litre, unlike FJ who wouldn't. I have a sneaking suspicion that because kit cars form a small part of insurance underwriter business that the policies are based solely on engine size, and not actual real world performance.

And I'll bet the pink pimpmobil is on a "classic" policy or somesuch which may not be so readily available for a kit car.

Posted

that the policies are based solely on engine size,

Thank god, otherwise i'd be screwed :p

Posted

Have you tried HIC (Hoddleston insurance consultants or something like that)?.  They are cheap as long as you have a few years ncb.  Look in any kit, performance, classic car mag an you should find an advert for them.

Kirk

Posted

its crazy, im about to build a dax rush for a friend, he's only 20 and has a ban for no insurance about 3 years ago..

he couldnt get a quote on a 170bhp rover 3.5 v8 but......

they were more than happy to qoute him on a 2.0ltr 220bhp cosworth turbo.

same with me, its cost me the same to insure mine with a bl**** great big turbo bolted on the side as it would have for a 2.0ltr pinto!

im not complaining but it does seem a little bit silly! :D

Posted

When I changed my car with MSM, I'm fairly sure they also wanted to know the engine BHP...

Andy

Posted

A few years ago I had a quote from a company which advertises in the usual kit mags. I think their name is Backford Bloor, or something similar. From what I remember they were fairly reasonable. Might be worth a call.

BTW what's your other motor?

Cheers

Martin

Posted

1973 GT6. (2ltr Straight 6 jobby, which i could stick a 4.55 diff on, some 32s and would go like our westy)

Had a call from FJ. Theyre willing to insure me until June for £400 on top of my Dads policy limited to 5k miles. thats like £3.O8 a day.

Its all stupid.

hmmhmmhmmmmmmmmmmmmmmmmmm he thinks. speedo, cable, unattached, insure for less miles  ;)

Posted

2ltr Straight 6 jobby, which i could stick a 4.55 diff on, some 32s and would go like our westy

Yeah, until you hit 58mph, at which point the Westfield (which was probably still ahead anyway) would keep accelerating up to over 100mph. You'd be lucky if Pinky got to 90... :0:p:D

Posted
hmmhmmhmmmmmmmmmmmmmmmmmm he thinks. speedo, cable, unattached, insure for less miles  ;)

unless something goes tits up.then you will both wish you hadnt .thats for sure.

darren

Posted

Yeah, until you hit 58mph, at which point the Westfield (which was probably still ahead anyway) would keep accelerating up to over 100mph. You'd be lucky if Pinky got to 90

Purple pimp mobile would do 105mph, about the same as the Westy.

Posted

95 was the most i had out of my mildly tuned 1275 midget.. and that was f'in scary!!

wouldnt dare do any more in a car reputed for a chassis that rusts to bits (well.. thats a herald, not spitfire....but its all the same)

My insurance is 350ish fully comp on daddys policy.. 3kmiles a year.

try and get insurance on a tin top of my own and its all up the sh*t. I cant believe they dont take into consideration what i've driven before, own or how nice a bloke i could be ;)

remember.. insurance is a mystery. I find it best just not to bother (joke) :0

Posted
they were more than happy to qoute him on a 2.0ltr 220bhp cosworth turbo.

Do you have to quote that you have a turbo on an insurance policy Darren

Posted
cant you add it to the GT6 policy as an extra vehicle ??

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