Insurance Suff and Nonsense

[Backo]

How does insurance claim work for a kit car?

Having built everything myself, I'd rather fix it myself if I had an accident. Is there a policy that allows claiming parts cost in that case?

If not, the only benefit from a fully comp insurance would be if the car was written off, right?

[Richard (OldStager)]

i am sure others have better info, but my only claim on the car was back in 2014 when at the time i was with 2gether, a car t boned me and i was given the option to repair the car myself then submit the receipts, or have someone else repair it. obviously the second option would cost more .  but  because at the time i had no spare cash to do the job myself - something i really wanted to do - the car ended up back at the factory, and was repaired to dare i say it better than it had been.

i was concerned, given the factories estimate on repair costs the car would be written off, but it wasn't - thankfully.

 

just my story on what happens with our cars.

[pistonbroke]

Not tried it with cars but had my boat damaged in a collision to the tune of C £12000 . The insurers where quite happy to pay me to do the repairs myself . I just had to submit receipts for any costs involved , parts etc. 

 

Don't see why kit car insurance should be any different as long as you can undercut the proposed repairers estimate . You would be saving them money in the long run , you would prolly have to sign a waiver to say the settlement satisfactory and that it was the last  and final claim .