TAFKARM Posted October 25, 2019 Posted October 25, 2019 This morning, a delivery driver caught the back of his 18T lorry on the sandstone steps running up the side of my house. He mumbled something about the throttle bodies being too responsive. There is significant damage and as we are in a conversation area I assume it will be ££££. I’ve already contacted the company (he called it in too) with photos etc so I assume their insurance will sort it. Question is - do I need to let my home insurance know? Thanks Quote
Simon Waterfall Syman84 Posted October 25, 2019 Posted October 25, 2019 22 minutes ago, Meatibald Archpants said: something about the throttle bodies being too responsive. 🤣😂🤣😂🤣😂 Well played sir 2 4 Quote
Simon Waterfall Syman84 Posted October 25, 2019 Posted October 25, 2019 Maybe it's because it's wet and he didn't disconnect his arb's Quote
Gerry H Posted October 25, 2019 Posted October 25, 2019 47 minutes ago, Meatibald Archpants said: This morning, a delivery driver caught the back of his 18T lorry on the sandstone steps running up the side of my house. He mumbled something about the throttle bodies being too responsive. There is significant damage and as we are in a conversation area I assume it will be ££££. I’ve already contacted the company (he called it in too) with photos etc so I assume their insurance will sort it. Question is - do I need to let my home insurance know? Thanks Hate to sound boringly sensible after previous responses but, yes! Do tell your insurer as you may need their help if things start to get messy. Quote
CraigHew Posted October 25, 2019 Posted October 25, 2019 3 hours ago, Meatibald Archpants said: we are in a conversation area At least you talked it through.....😀 3 Quote
TAFKARM Posted October 26, 2019 Author Posted October 26, 2019 😐 upon closer inspection it’s even worse than I thought Hes clouted the iron railing - every Stone on the stairway that the railing is set into is smashed or cracked. The mortar were the staircase meets the wall is cracked and the iron railing is bent in a couple of places. I need to get some quotes and take it from there :@ Quote
Mole Posted October 28, 2019 Posted October 28, 2019 Get proper company who do conservation work .who will use correct mortar etc.. 1 Quote
Blatman Posted November 4, 2019 Posted November 4, 2019 Ask your insurers for the names of any companies they might sub the work to. They took on the risk. One assumes (yes, I know...) that should the worst happen they would have access to an appropriate expert to help. Plus if you get a quote from "their" guy, it might make cost negotiations a little easier with whoever ends up paying for it. Telling the hauliers insurance company that the quote came from a contractor recommended by your insurers should carry some weight. Quote
cast iron Posted November 5, 2019 Posted November 5, 2019 I' be more bothered that he's knocked the whole house down and only left the staircase Quote
Mark Stanton Posted November 5, 2019 Posted November 5, 2019 Get in touch with your insurance company - they will then send out their own surveyor/structural engineer who will then draw up a schedule of remedial/repair works this will all be sent to haulage companies insurance who will then, hopefully, agree to undertake works with an approved contractor - do not undertake or appoint anyone to undertake works without prior written agreement by your insurance company - this will only create issues later Quote
TAFKARM Posted November 5, 2019 Author Posted November 5, 2019 I’ve been in touch with home insurer. Absolutely useless. They’ll only help if I’m actually making a claim. Big black mark for Bradford and Bingley. Quote
Mark Stanton Posted November 5, 2019 Posted November 5, 2019 That's correct you will need to instigate a claim ...... that's how it works, your insurance will then counter claim from Haulage company insurance ........ if you're looking to do it yourself or employ your own contractor the insurance company won't bother to do anything Quote
TAFKARM Posted November 5, 2019 Author Posted November 5, 2019 Im new to all this grown up stuff! Quote
AdamR Posted November 5, 2019 Posted November 5, 2019 Welcome to the world of bulls*** and c-units. Quote
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