John K Posted February 24, 2016 Share Posted February 24, 2016 OK getting serious about the Fiesta ST now, so I called Privilege to get a quote to add it to my current policy. Priv do not do multi car policies, but instead they offer multi car discounts to the current policy. My 10 year old 1.8 Ford Mundane with 9 years NCD costs me £280 a year. The quote for the pocket rocket Fiesta ST without any NCD (I can only use my current allowance on one car) was... £228..! Seriously, what the hell is going on LOL... I can only assume the Insurers look at the real cost of a claim being the medical side. And having an accident in a 10 year old car will be worse than a 18 month old one (that inflates like a bouncy castle). And that the ST being small won't damage what you hit as much as a big old Mundane bus... But still that is stupid little money - just found a serious advantage to being old..! 1 Quote Link to comment Share on other sites More sharing options...
Dave Eastwood (Gadgetman) - Club Chairman Posted February 24, 2016 Share Posted February 24, 2016 While no claim bonus can only be applied to one car at a time, it's quite common for insurers to "mirror" the ncb with an equivalent discount on to another car. Quote Link to comment Share on other sites More sharing options...
Captain Colonial Posted February 24, 2016 Share Posted February 24, 2016 Good job you aren't trying to insure the diesel version, which is much more sporty! 2 Quote Link to comment Share on other sites More sharing options...
John K Posted February 24, 2016 Author Share Posted February 24, 2016 Good job you aren't trying to insure the diesel version, which is much more sporty! I can only assume you haven't twigged yet... Quote Link to comment Share on other sites More sharing options...
Captain Colonial Posted February 25, 2016 Share Posted February 25, 2016 I can only assume you haven't twigged yet... Oh I twigged all right...but I am a man of infinite patience and terrifying resources. You'll learn. They all do, eventually. Quote Link to comment Share on other sites More sharing options...
John K Posted February 25, 2016 Author Share Posted February 25, 2016 I think I have finally learned my place... Your power truly does know no bounds... If I make a grovelling apology and genuflect in your general direction, will you give me my life and reputation back..? 1 Quote Link to comment Share on other sites More sharing options...
Captain Colonial Posted February 25, 2016 Share Posted February 25, 2016 I think I have finally learned my place... Your power truly does know no bounds... If I make a grovelling apology and genuflect in your general direction, will you give me my life and reputation back..? It would appear you have perceived the perils of pouring petrol into the all-powerful committee volcano. I will restore your online persona and place you on parole if you like. (That was only Level 2, by the way - there are seven levels of terror.) Quote Link to comment Share on other sites More sharing options...
John K Posted February 25, 2016 Author Share Posted February 25, 2016 I have already realized Stage 3 is hacking the main Ford dealer and changing my order to a DERV Fiesta... I am slightly concerned Stage 7 would involve a Diesel fuel pump and my Quote Link to comment Share on other sites More sharing options...
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