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Showing results for tags 'advice please'.
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Been looking at retirement and pensions because if I wait until the official retirement age I will not be able to enjoy any of it so I was looking to see if there was anything I could do to accelerate things. If I can stop literally wasting money on toys for a few years I will be able to box off the mortgage which means we will own the house outright. Linda and I will have no family or children to worry about, we are both last in the family lines. And it was this realization that made me think what is the point of leaving it all to various charities (including the "Home for Prematurely Bewildered Westie Owners") sure I will donate a decent chunk, but why everything..? So a TV advert (so ashamed at that statement) made me wonder about Equity Release - it might liberate a chunk for me to play with in my later 50's and still leave a decent extra contribution to the pension pot for Linda to live off later. I do realize there will be catches and that folk will be making a shed load of cash at our expense - but if you are eyes open to that, what are the pros and cons? I will get paid for financial advice before doing anything - just wondered if any body here had an opinion... And yes - asking if anybody has an opinion on this forum is pushing at an open door
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I'm on a "fix the roof whilst the sun is shining" binge at the mo So in addition to the white goods, I'm also going to replace the 14 year old Worcester Bosch Combi boiler. The question is what size and whilst I will be getting this sized and done by a proper plummer I just want 2nd opinions on size of boiler. I have a small detached 3 bedroom house. Good quality double glazing but not brilliant thermal performance. It's got 10 rad panels (I've got a mix of 1P, 1P+ and 2P rads so I just counted the total panels on each rad) and they add up to a total area of 7.5 sq mtrs of panels. We 90% of the time use a shower. Just me and the wife so we do co-ordinate over not running the taps when somebody is in the shower (well I do, the concept still has to sink in with Linda...) It's a 10mm microbore system of 22mm manifolds. Water pressure ain't the best, I get a cold water flow rate from a tap next to the boiler at 15 ltrs / min (and the current boiler gives 9.5 ltrs / min of hot) What sort of kw boiler should I be looking at..? Currently looking at the Worcester Bosch Greenstar 35CDi Classic System (34 kwh), is it over kill, under kill or Goldilocks? https://www.worcester-bosch.co.uk/products/boilers/directory/greenstar-cdi-classic-system Also had the name Valiant thrown into the mix as a quality product. Thoughts..?
